Certificate of Deposit Rates
& IRA Certificate of Deposit Rates

For Deposits Less Than $100,000
Minimum Deposit to open account: $1,000
Interest rates accurate as of August 13, 2008

Term
Minimum Balance to Obtain APY
Fixed Interest Rate
Annual Percentage Yield*
3 Months
$1,000
2.03%
2.05%
6 Months
$1,000
2.08%

2.10%

12 Months

$1,000
2.96%
3.00%
18 Months
$1,000
3.20%
3.25%
24 Months
$1,000
3.25%
3.30%
30 Months
$1,000
3.44%
3.50%
36 Months
$1,000
3.54%
3.60%


For deposits over $100,000, please call 1- 877- 279-1300

* The Annual Percentage Yield assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. If you withdraw any principal before the maturity date, a penalty will be assessed. Rates listed above are accurate as of August 13, 2008, and are subject to change. To ensure the most current information, call 1-877-279-1300 and ask to speak with a personal banker.